# Money Plans
> Money Plans is a fee-only, independent Registered Investment Advisor (RIA) located in Silver Spring, Maryland. Founded in 1983 by Denise Leish, Money Plans provides fiduciary financial planning, wealth management, and senior living planning services to individuals and families nationwide.

## About
- Founded: 1983
- Principal: Denise Leish, BS, MBA
- Type: Fee-Only, Independent RIA
- Location: 8701 Georgia Ave, Ste 710, Silver Spring, MD 20910
- Phone: (301) 589-4250
- Email: denise@moneyplans.com
- Website: https://moneyplans.com
- NAPFA Member: Yes
- Fiduciary: Yes
- Compensation: Fee-only (no commissions, no kickbacks)
- Custodian: Charles Schwab & Co., Inc.

## Services
- Financial Planning: Comprehensive planning for growing families, pre-retirees, and retirees covering cash flow, retirement, investments, taxes, education savings, insurance, debt, and estate planning.
- Wealth Management: Ongoing investment management for portfolios of $300,000+. Customized plans using low-cost ETFs, bonds, and tax-free bond funds. Includes tax strategies and portfolio monitoring.
- Investment Review & Design: One-time investment plan design for accounts under $300,000 using no-load mutual funds and low-cost ETFs.
- Senior Living Planning: Specialized planning that weaves needs, options, and strategies into clear solutions for aging and retirement transitions.

## Key Differentiators
- Fee-only: Compensation comes directly from clients, never from commissions or third-party agreements
- Independent: Unaffiliated with any bank, brokerage, or financial services company
- Fiduciary: Legally bound to put clients' interests first
- NAPFA Member: Meets exacting standards of client care, signs and renews Fiduciary Oath annually
- Personal Service: Clients work directly with Denise, the principal and co-founder
- Established: Over 40 years serving middle-income individuals and families

## Pages
- Homepage: https://moneyplans.com/
- Why Choose Us: https://moneyplans.com/about/why-choose-us.html
- Meet The Team: https://moneyplans.com/about/meet-the-team.html
- Our Process: https://moneyplans.com/about/our-process.html
- Our Clients: https://moneyplans.com/about/our-clients.html
- Our Fees: https://moneyplans.com/about/our-fees.html
- NAPFA Standards: https://moneyplans.com/about/napfa-standards.html
- Financial Planning: https://moneyplans.com/services/financial-planning.html
- Wealth Management: https://moneyplans.com/services/wealth-management.html
- Senior Living Planning: https://moneyplans.com/services/retirement-planning.html
- Newsletters: https://moneyplans.com/resources/newsletters.html
- FAQ: https://moneyplans.com/resources/faq.html
- Videos: https://moneyplans.com/resources/videos.html
- Contact: https://moneyplans.com/contact.html